In 2016, Wake Forest graduate James Bacon made the decision to pursue a graduate degree. After paying his way through his four-year degree program and taking out student loans to cover the rest, he figured he would do the same for his advanced degree at the University of Pennsylvania.
Ultimately though, he uncovered a program that would cover his college costs without any student loans provided he agreed to forfeit a percentage of his salary later on. An income share agreement (ISA), as these contracts are called, is what made this all possible.
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